There is no doubt that this market is a completely morphed animal than just a few years ago. With the manipulated fall of the real estate market, private lending sources continue to open. As a hard money lender , Mager Capital has positioned itself in the top ten and is steadily increasing their position. Most of their cash is provided by wealthy foreign investors that are familiar with private funding and enjoy a top high rate of return.

With institutional, residential real estate funding guidelines so stringent, residential hard money loans are quickly becoming a mainstream product. Many banks are following suit and creating a hard money product as well. Unfortunately, recent owner occupied funding guidelines have really created a serious issue for borrowers in sad financial health trying to get a loan. These regulations were supposedly started to protect borrowers from predatory funding, but in fact have only harmed them. When a borrower who has lost his job wants to take cash out of his/her primary home it is nearly impossible due to stringent debt to income guidelines. These very regulations that were supposedly enacted to help are only pushing more and more borrowers to end up in a foreclosure situation or forcing many lenders to write their loans in a manor that these laws do not apply. These regulations should have wording in them that states if a loan puts the borrower in a more attractive position, regardless of the rate/term the loan is legal. If a loan provides the needed capital to a borrower that allows him/her to get out of foreclosure and enough cash to be able to sell the real estate it is a beneficial loan, regardless of the terms.

With 40% of all the commercial notes coming due in the next two years, commercial hard money loans are in high demand. Hard money bridge loans as they are called, have definitely become a serious staple in today's commercial platform. Unfortunately, many private money funders do not have the ability to fund above $3,000,000 so the larger loan platform has less competition. Mager Capital has the capacity to fund into the $100's of millions so they are rapidly becoming the number one, larger commercial lender.

There is much to say for a one stop financial house. If Mager Capital can't provide a market rate they know the best source for your loan and will definitely ensure you get the most favorable terms available in today's market.

California Private Lending May Be Extremely Competitive, But What Each Lender Will Fund Is A Different Story.
The large array of private money investors in California has made it somewhat of a feeding frenzy, but the confusion amongst brokers as to what each lender will consider lending on stays high. Sadly, too many submissions can majorly damage a borrower's opportunity at getting funded.

Commercial Mortgages Are Available With The Banks, Commercial Mortgage Firms Or Private Lenders
Hard money commercial mortgages are also available through private lenders who have more flexible lending criteria. Also known as hard money lenders, private commercial mortgage companies focus more the current value (today's selling price) of commercial property than on your personal financial package.

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Home Mortgage Loans Calculator Are Offered By Banking Companies For The Acquisition Of A Home
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Tips To Help You Get The Very Best Adjustable Rate Mortgage
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An Article On Different House Loan Brokers
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Your Guide To House Mortgage Loans - Things To Bear In Mind & A Few Basic Rules
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